Regional Ethics and Compliance Analyst

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

What’s it all about?

As a global payments network, Visa maintains a Compliance Program to proactively manage compliance, regulatory and ethical risks across our business.

The RECA role, part of the Europe Ethics & Compliance Team, reports to Germany, Austria, Netherlands and Switzerland (Central Europe) Regional Ethics and Compliance Officer (RECO). This role supports and monitors the Compliance Program across the CE Cluster, partnering with business and subject matters experts to ensure Visa meets international standards and regulatory requirements in Europe, the United States, and the countries in which we operate.

Key areas of focus include:

• Anti-Money Laundering (AML) / Anti-Terrorist Financing (ATF)
• Office of Foreign Assets Controls and other Sanctions
• Anti-Bribery
• Interchange Fee Regulation
• Criminal Finances Act

The RECA also plays an essential role in raising awareness and providing training on various aspects of Visa's Code of Business Conduct and Ethics, including areas such as:

• Conflicts of Interest
• Data Privacy
• Information Security
• Anti-Trust and Competitive Intelligence

What we expect of you, day to day

• Support the CE RECO and compliance team in ensuring the business has effective decision-making, processes, and risk management to meet regulatory requirements.
• Support Visa’s Financial Intelligence Analytics Center and Europe AML team with due diligence for AML/AFT & Sanctions cases, including client communications and information requests.
• Complete due diligence for Anti-Bribery/Anti-Corruption program, to support CE RECO review of Gifts, travel, and Entertainment requests, Sponsorship, and Charitable contribution initiatives.
• Complete due diligence for AML/ATF & Sanctions Programs, to support CE RECO review of Visa’s Products and Services. The AML/ATF component is a significant portion of the position’s overall responsibilities.
• Assist RECO with oversight of other Compliance Programs in CE Cluster including Business Conduct and Ethics, Criminal Finance Act and Interchange Fee Regulation.
• Support RECO in the design and delivery of Compliance training for CE Cluster, while tailoring it to the specific needs of each country, business team, or function, as appropriate.
• Support with management information on Compliance Program activity, metrics and performance assessment each quarter.

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications

• Professional proficiency in English. German highly valued.
• Adequate knowledge of AML/ATF, Anti-Bribery, and relevant European laws.
• At least 3 years of experience in compliance in financial services, especially payments.
• Good knowledge of payments industry products, emerging products, regulations, and trends, with a preference for knowledge in cryptocurrency.
• Highly analytical, self-motivated, and able to work independently and as part of the team.
• Strong collaborative skills and ability to work in a matrix environment and on cross-functional teams.
• Flexible in a continually changing environment.
• Intuitive, ethical, and comfortable with questioning and challenging when needed.
• Ability to multi-task and manage competing priorities under demanding deadlines
• Excellent analytical and data analysis skills, proficient in MS Office (Word, Excel, PowerPoint, SharePoint).
• Excellent written, presentation, and communication skills

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.